United Bank Home
Printer Friendly Version
Text Size
Personal ServicesBusiness ServicesRetail Loan ServicesWealth Management
Personal Login
Small Business Login
Commercial Login
Credit Card Login
Personal Signup
Commercial Signup
Credit Card Signup
Smart Touch Online Banking
Log In Sign Up
Location Search
Search United Bank

Online Credit Card Service | Visa Platinum Credit Card | Natural Choice Credit Card |
United Gold MasterCard | Business Credit Cards



ONLINE CREDIT CARD SERVICE

Sign Up

  • View current transactions
  • Review account statements for the past 3 months
  • Pay your United credit card bill online
  • Obtain account balances and receive credit information
  • Download credit card statements
  • Receive email alerts

Simply go to the Online Banking Sign Up page to begin taking advantage of these benefits.

United Credit Card Customers

When you plan to travel, please contact a Bankcard Representative at the telephone number on the back of your card (1.800.242.7600). Card usage in some foreign countries, as well as certain regions within the United States, may be blocked for security reasons.

LOST or STOLEN United Bank VISA®
or MasterCard® Credit Cards

Call 1.800.242.7600


Return to Top

CONVENIENCE

United offers the most widely accepted cards in the world with a variety of different options to make your banking easier.

It's a simple way to have one-card shopping convenience 365 days a year at countless stores everywhere. You can also have the security of knowing that you can get on-the-spot cash advances at home or away. Shopping convenience in a single monthly statement with easy-to-budget extended payment terms.

For more information see a customer service representative
or call 1.800.327.9862.


Return to Top

VISA PLATINUM CREDIT CARD

United's Visa Platinum Card provides you a great and easy way to save!
Your 1% rebate on all purchases made within the Continental United States can be deposited to a Visa Platinum Rewards Account or credited to your Platinum Credit Card.

Personal Identity Theft Coverage helps safeguard Visa consumer cardholders against certain losses resulting from identity theft. Active cardholders may be reimbursed up to $1,000 for costs incurred such as lost wages as a direct result of the identity theft, costs incurred to obtain credit reports, notarization of affidavits, long distance calls, postage, and certain legal fees.

Travel Accident Insurance - You are automatically enrolled in our accidental death and dismemberment coverage of up to $250,000 when the entire travel fare is charged to your Visa Platinum and a covered loss occurs.

Purchase Security and Extended Protection protects most purchases for the first 90 days from the date of purchase in the event of loss, theft, damage, or fire. Extended protection doubles the free repair period offered under the original manufacturer's written repair warranty, up to one additional year on eligible warranties of five years or less.

Customer Service - United's Online Credit Card Service provides access to your credit card information 24/7. Monitor your account activity, view transactions, make payments online and much more!

Pay Ahead Feature - Payment in excess of the Minimum Monthly Payment may, under the circumstances more fully explained in the Cardholder Agreement, eliminate or reduce your minimum monthly payment.

For additional terms and conditions, see the agreement and account opening disclosure link below.

Visa Platinum Credit Card Application

Visa Platinum Credit Card agreement and account opening disclosure.

Return to Top

NATURAL CHOICE CREDIT CARD

Credit Cards

The advantages that make United's credit card the natural choice:

  • United's Rebate Program earns 1% rebate on VA, MD, DC, OH and WV purchases.
  • There's no annual fee, and no minimum interest charge. Period.
  • There's no transaction fee for purchases.
  • Plus, you have at least a full 25-day grace period in which to repay your total balance before incurring any interest charges on purchases.
  • Convenience checks are available to help you transfer balances from higher-rate cards, or for making purchases.
  • Pay Ahead Feature … Payments in excess of the Minimum Monthly Payment will, under the circumstances more fully explained in the Cardholder Agreement, eliminate or reduce minimum monthly payments.

For additional terms and conditions, see the agreement and account opening disclosure link below.

Natural Choice Credit Card Application

Natural Choice Credit Card agreement and account opening disclosure.

Return to Top


THE UNITED GOLD MASTERCARD

Gold Mastercard

More Prestige, More Purchasing Power, More Preferred Treatment Gold MasterCard is your passport to the best shopping, the finest dining, exotic travel, luxurious lodging, and entertainment that's first class. Wherever you go, your Gold MasterCard will bring you instant recognition as a select individual of the highest credit standing who expects and deserves the finest in service and accommodations.

Higher Line of Credit Your Gold MasterCard gives you a generous credit limit. The amount of your credit line can be tailored to your individual needs.

Travel Accident Insurance You automatically receive $250,000 Common Carrier Travel Accident Insurance free when you use your card to charge fares for yourself and your family.

Personalized Checks *Upon Request To enhance your purchasing power you will also receive personalized checks (*Upon Request) to use whenever writing a check is more convenient or where your card may not be accepted. Your checks will be charged as Cash Advances to your credit card account.

Cash Advance Privileges Around the World You can obtain instant cash up to your available limit at nearly 370,000 locations worldwide.

Pay Ahead Feature Payments in excess of the Minimum Monthly Payment will, under the circumstances more fully explained in the Cardholder Agreement, eliminate or reduce minimum monthly payments.

For additional terms and conditions, see the agreement and account opening disclosure link below.

Gold MasterCard Credit Card Application

Gold MasterCard Credit Card agreement and account opening disclosure.


GRANDFATHERED CREDIT CARDS

Cardholder Agreement and Account Opening Disclosure for Credit Card Holders of Grandfathered Credit Cards -- cards that are retained by United Bank, but not solicited to new customers.

Century National Bank MasterCard

Century National Bank Visa

First Bank of Ceredo MasterCard/Visa

First Capital Bank of Kentucky

First Capital Bank of Kentucky-Business

First National Bank MasterCard

First National Bank MasterCard A/F

George Mason MasterCard Visa

Grand Bank Visa

Logan Bank & Trust Visa

Mountaineer Visa

Patriot MasterCard

Patriot Visa

Patriot Software A.G. Visa 9510

United Achiever Visa

United MasterCard Visa

United Visa Gold

WV Tech Visa



Return to Top

To request a copy of the cardholder agreement specific to your account, email us through our Customer Service Center or give us a call at 1.800.242.7600.




Member FDIC    Equal Housing Lender