FREE ONLINE BANKING

With Smart Touch Online Banking you can review your personal checking and savings accounts, CDs, installment loans, home equity loans and lines of credit.

• Check account balances
• Review transaction history
• Transfer funds
• Pay bills >> View demo
• Place stop payments
• Order checks
• Less "clicks" to view your account information - your account summary is now on one page.
• Online password reset - if you forget your password, with a few easy steps you can reset your password online.
• Email notifications for your accounts - Online Banking can now send you an email notifying you when your direct deposit has been credited or when your balance falls below a dollar amount you choose, plus more.
• Nickname your accounts - instead of remembering the account numbers, create names for your accounts.
• Use Webconnect to download account information
• Charts and graphs now available - view your financial data in chart or graph form.

FREE ONLINE BILL PAY

>>View demo

• Unlimited bill payments each month.*
• Flexible payment scheduling
• Ability to pay from multiple checking accounts
• Schedule multiple payments from one screen
• Easily view all payment activity for a 5 week period on one screen
• Detailed information available on each payment
• User can save up to 7 years of payment history
• Email alert system allows for notifications as well as schedule appointments
• Transfer access to accounts outside the bank
• Chat with us live during our extended Bill Pay Service Center hours .

For more information on the new system, click here. If you have any questions, we'd love to hear from you. Feel free to call the Customer Service Center at 800.327.9862.

*Free Online Banking with Bill Pay is tied to your checking account agreement with the bank. For more information, call your local office.

eSTATEMENTS

Simplify your life with less paper. Online eStatements are just like your paper statements, but presented online. With eStatements you can view, print and save your statements anytime, anywhere.

Just follow these 3 simple steps to set up an eStatement

Log in to Smart Touch Online Banking. Then click on the eStatements link on the Other Services tab and you can enable eStatements on any or all of your personal deposit accounts that provide you a paper statement. Just follow these 3 steps:

1. The Type of Statements Receiving drop down box will default to display "Paper Statements". Select the eStatement option in the drop down box if you wish to switch from paper statement, and click the Save button.

2. On the eStatement Verification page, you will be asked to verify that you are able to access a test statement by clicking on the View a Sample Statement Now link. Indicate that your test was successful, by selecting the box next to "Yes, I verify that I can open and read the PDF sample statement."

3. Verify that you have read and agreed to the disclosure information by selecting the next box, and click the Continue button.

View an eStatement

To view eStatements on an account once you have enabled eStatements, simply:

1. Click on Go to View eStatements button from the eStatement Confirmation Page under the Other Services tab.

2. On the View eStatements page, after you select the account, you will be presented with a list of available statements to view, print or save.

3. Select the date that you would like to view from the drop down, and your eStatement will be presented. Note: If you receive an error code, this simply means that you will need to wait until your statement cycle to view your statement online.

You can also access your eStatements from the Account Detail page by selecting the View eStatements link found above the Account Detail section of the page.

It's that easy. Should you require additional assistance, please call our Customer Service Center at: